Need an appraisal in Cape Coral or Lee County?
Here are the top 7 reasons Florida homeowners need Rechkemmer Appraisal Services, Inc.:
We at Rechkemmer Appraisal Services, Inc. understand the special needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Rechkemmer Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value report than yours.
Challenging Lee County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other homes close to yours. That means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Rechkemmer Appraisal Services, Inc. is your #1 weapon when contesting your property tax assessment.
Appraisals to remove PMIA preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. Rechkemmer Appraisal Services, Inc. is experienced in helping people just like you delete undesirable PMI insurance.
HELOC recently frozen?If your house is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Rechkemmer Appraisal Services, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? An appraiser from Rechkemmer Appraisal Services, Inc. can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Although most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.